Subscription to products and services has been a boon to both - providers and users. It can and should be extended to everything!
Apple plans to release a weird combination of 3 or 4 iPhones in 2018. A minor change can make a huge difference in sales.
If Fintechs are using technology as the engine driving their business and growth, how can banks possibly compete with them by relegating technology to the corner 'IT department'?
Directive in India is to link every mobile number and bank account with Aadhaar (Unique Identification Number), which basically links it to an individual. Banks & Telecom firms have long had a siloed approach to their customer data. Aadhaar can be a blessing in disguise, solving the problem for them.